POV: You Get a Deal

POV: You get a discount on the home that's been sitting on the market! Here's how to keep the seller happy, secure the house & see meaningful savings:

Instead of going low, offer full price with seller concessions to lower your rate, then watch the savings add up.

Here's an example:

- List price = $550,000
- Instead of offering $535,000...
- Offer $550,000 with $15,000 in seller concessions
- That $15,000 = ~3 mortgage points, lowering your rate from 7.00% → ~6.25%
- Monthly payment drops from $3,657 → $3,471

Savings = $2,232 per year and $66k+ over 30 years

Note – This calculation assumes a 20% down payment. This strategy works best if you plan to stay in your home long term, since the interest savings stack over time.

Contact us to see what's possible for you!